Wednesday, December 2, 2015

November Review



It’s already December! I wish we had these Christmas Markets in the states.


OHI
$47.60
TIS
$6.30
KMI
$11.22
T
$45.12
SBUX
$4.61
LTC
$3.57
AAPL
$2.18
DE
$10.20
KHC
$7.15
O
$4.38
FCISX
$28.36
Total
$170.69

Cash flow


Salary
$4,559.09
Dividend
$107.69
Interest & Online
$7.72
Total
$4,571.19

Deductions


Gas Bill
$48.44
Electric bill
$111.54
Water Bill
$120.25
QT
$0.00
Discretionary
$474.10
Car payment
$435.45
3 cars insurance
$1,338.60
Dog Bill
$2,060.30
Total
$4,588.68

Calculation


Total Saved
$148.82
% saved
3.14%

Safety Net Total


Bank
$1,815.37
Capital One 360 Bank
$2,571.42
Scottrade Tax
$40,893.99
Scottrade ROTH
$1,927.76
Loyal3
$10,338.68
401k
$22,042.87
Edward Jones Roth
$7,419.80
Total
$87,009.89

Summary


  1. Low saving month! But it’s fine.
    1. I paid car insurance for three cars (mine, mom, and dad),
    2. My dog had his spleen removed. Cost 2k+ (still love him though),
    3. and I splurged on my first business trip to Washington DC! If you have never been there I encourage everyone to visit DC even if you are not American. The architect, the historical motivational quotes, and the history. Our old leaders were certainly something else.
    4. My factory had extra overtime this month so it all worked out.
  1. No Dividend increases in November. T and HASI are on deck for December.


  1. Net worth increased $2,000 overall on part to my Loyal3 and 401k contribution/appreciation. Scottrade accounts went down.


  1. Remember folks, work is important but friends and family are more so. Time is an ocean that passes by the timid. Fear and regret are but two sides of the same coin.


Forward 12 month dividend stands at $2,248.93. Mark your calendar. December 16 is probably the date the feds will increase interest rates. I am on the fence if I should sell BBL and take a wash.




How did your November go?

2 comments:

  1. Ouch at that dog bill! Also i think your cash flow chart has a typo or my math skills are sub par

    ReplyDelete
    Replies
    1. hi DFD, nah I'm probably wrong. I normally do these fast and in between my breaks at work. I'll double check them this weekend. You know I'm not even that mad about the dog. I spent next to nothing for the first 9 years of his life and how it's all coming at once. I'm just concerned he might bite me though....thanks for visiting

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