Tuesday, July 4, 2017

June Review

On June 30, 2017, I bought


  • 5.257 shares of Walmart (WMT) at $76.5658 per share for a total of $402.50. (Employee Stock Purchase Plan)
  • 19 shares of General Mills (GIS) at $55.05 per share for a total of $1045.95. 

June Dividend


June
ADM$6.40
AFL$5.16
AMGN$5.75
CHD$3.76
FCISX$0.19
FLO$19.21
HSY$0.36
JNJ$5.88
K$0.42
LTC$5.53
MCD$0.46
MMM$4.70
NEE$6.88
O$7.81
ORI$0.57
PEP$5.10
SJM$4.98
SPHD$2.15
STAG$4.32
TEVA$34.00
TSN$4.50
VFC$55.20
VTR$89.13
WTR$5.55
Total$278.01


June Cash Flow


June
Cash $57,064.73
Merill Edge$83,227.30
Merill Edge Roth$16,285.75
computershare$1,211.79
Foliofirst$37,599.65
401k$62,276.45
Total Portfolio$257,665.67
M-o-M$35,135.87
Full+partime job$5,023.25
Side hustle$38.62
Dividends$278.01
Total Cash Flow$5,339.88
Electricity Bill$129.91
Water Bill$134.83
Gas Bill$42.06
Car Bill$435.45
Misc. Spending $202.84
3 car insurance
Total Liability$945.09
Total Cash Flow$5,278.34
Total Liability$945.00
Gain/Loss$4,333.34
percent saved81.15%

Summary


  • I received my parents' entire life savings, $23,000, and was asked to build a portfolio to help them retire. I'm going to save this money for "the crash." whenever that is
    • my real Month to Month increase was $12,096.97 thanks to a mixture of additional income, warren buffet buying my stock, and healthcare rally. 
  • Goal Update
    • $4,500.00 dividends per year met
      • New Goal - $5,000.00 dividends per year 
    • $250,000.00 portfolio met
      • New Goal - $300,000.00
  • July Potential Buys
    • SJM 
      • Dipping near 52 weeks low with no catalyst. Even the good GIS earnings news couldn't keep this stock up. 
      • Good news is it's at 2.5% with strong dividend growth. It's also down 21% Y-o-y meaning it has low expectation and makes a good contrarian play.
      • Bad news is 23x ttm P/E and still overpriced. Decisions decisions.
    • SO 
      • Currently at 4.8% and still dropping. Bad news are compounding and making it look like a potential 5% stock. 
      • Bad news: lots of uncertainty concerning the coal plant and the 2 nuclear plants. If SO can't deliver on the nuclear facilities it's basically game over for American Nuclear Projects.
    • GIS 
      • Dividend raise was only $0.01 with under 70% payout ratio. No news of further buyback meaning GIS will soon engage in M&A.
      • Good news: 3.5% stock with a PE under 20x if bought at $55.00 per share (19.90-99x)
      • Bad news: Cereal is deteriorating and yogurt is going nowhere. Natural is making money, but GIS needs something more.
    • T
      • Still dropping like a rock with 5.21% dividend.
      • Would really like to get T to 500 shares.
      • Bad news is the cell phone wars are still raging with no end in sight and possible blocking of merger and/or issues integrating.
      • Maybe sell CNN and their fake news channel for faster approval =)
    • ADM
      • A 3%er trading at fair value and discount to the market.
      • Bad news is commodities are trading near 2008 lows.
Question to my readers, is it strange that I'm not willing to spend 10 bucks on beef jerky, but willing to put a few grand into dividend stocks? People say I'm insane and I'm starting to believe them...

Also I was forced to transfer to another division because people complained about my pessimism. I don't see myself as pessimistic. I invest in the stock market at RECORD HIGH!!!!  But seriously, I don't see the appeal of waking up a 5:30 am to drive in traffic and spend the next 8-9 hours of your life to drive back home and repeat it for the next 5-6 days for the next 40 years.

Maybe I'm strange. Who knows. Also I might not be answering your comments because I don't have enough time.

Portfolio Updated. Forward Dividends currently stands at $4,525.44.

12 comments:

  1. You are rocking those dividends this month. Lots of good companies paying you. Your forward dividends are awesome also. Keep it up.

    ReplyDelete
    Replies
    1. hey D&H, thanks for the support. My company is currently allowing us a bunch of overtime. I need to capitalize on this opportunity no matter how short it is

      Delete
  2. You have some solid stock picks there. I myself continue to add to SJM, ADM, T and soon SO. I was going to add more GIS but after that disappointing increase I decided to not add more to my position. Great job and keep adding!

    ReplyDelete
    Replies
    1. hey CD, i have a feeling GIS is going to use the dividend money to acquire something soon. here's hoping I'm correct. thanks for visiting

      Delete
  3. Good Numbers,soon you will start hitting $300.Few common companies like JNJ,ADM,AMGN.I like to add T,but waiting to see if it will go lower.

    ReplyDelete
    Replies
    1. hey DD, those are really good choices. JNJ and AMGN are my favorite.

      Delete
  4. Well done, you really are kicking goals at the moment, keep up the great work.

    ReplyDelete
    Replies
    1. hey BHL, thanks for the support. My company is offering limited overtime and I'm hoarding as much as I can. thanks for the support

      Delete
  5. Nice income. Looks like some good stock picks. No your not crazy just better prioritys
    Cheers

    ReplyDelete
    Replies
    1. hey Canadia, thanks for the support. Sometimes I think I'm the crazy one in the world.

      Delete
  6. We share many of the same holdings and our payout this past month is pretty close as well. Cheers to the passive income from dividends! May they always continue to grow and compound. :)

    Best wishes. AFFJ

    ReplyDelete
    Replies
    1. hey AFFJ, thanks for the support. Little do you know I'm secretly stalking your portfolio. HAHAHAHA

      Delete